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Clear Junction
About the Organisation
Clear Junction provides compliance-first payment and account infrastructure for licensed financial institutions, including banks, EMIs, payment institutions, PSPs, remittance providers, FX firms, acquirers and digital asset businesses. Our platform supports GBP and EUR accounts, correspondent and collection accounts, virtual IBANs (vIBANs), Faster Payments, CHAPS, SEPA and SEPA Instant, FX and treasury services, eligible stablecoin pay-ins and pay-outs, and API-based payments, reconciliation and reporting. Clear Junction Group operates through authorised and registered entities in the UK and Canada, including Clear Junction Limited, an Electronic Money Institution authorised by the Financial Conduct Authority, Clear Junction Digital Limited, an FCA-registered cryptoasset business, and Clear Junction Canada Limited, a FINTRAC-registered Money Services Business. Since 2016, we have helped financial institutions collect, move, reconcile and manage money across markets, currencies and payment rails.
Products and Services
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Accounts
GBP and EUR account infrastructure designed to help financial institutions collect, hold, move and reconcile funds across currencies, corridors and customer flows.
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Virtual IBAN
Virtual IBANs (vIBANs) let institutions identify, route and reconcile incoming payments automatically. Each vIBAN is linked to a company-named account held with Clear Junction, enabling clear attribution and reconciliation of payments at customer level.
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Payments
Access to UK and European payment rails, including Faster Payments, CHAPS, SEPA and SEPA Instant, supporting efficient pay-ins and pay-outs.
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onChain
Stablecoin pay-in and pay-out infrastructure that bridges fiat operations with blockchain networks, with screening, controls and clear transaction records built into the flow.
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CJ Clique
Clear Junction's instant settlement network, enabling regulated financial institutions to move GBP, EUR and USD instantly, 24/7, within a safeguarded environment.
