Smart economies are beginning to make decisions and act across transport, energy, commerce and finance. Banking’s next shift may follow: AI agents could move from advising customers to initiating transactions, coordinating services and managing financial outcomes on their behalf. That prospect raises a structural question: can systems built around human instructions, batch payments and familiar forms of accountability support finance conducted at machine speed? The answer depends on more than a smarter interface. It requires new architecture, agentic compliance and risk controls that preserve human oversight where it matters. Banking 5.0 sets out the case for that transition and what separates structural change from a chatbot layered over legacy systems.

This practitioner-led workshop explores how technology and AI are reshaping lending operations, grounded in current industry challenges and member insights.

APLMA, Finastra and Marketnode will examine where automation can genuinely add value, what good implementation looks like within existing lending environments, and where human judgement remains essential. Through practical examples and audience discussion, participants will gain a clearer view of how AI can be applied responsibly and effectively across the loan lifecycle.

This is presented by:
- Azizah Noor, Vice President, DBS
- Chandra Mohan MJ, Lead Solution Consultant, Finastra

Location: Level 2, Garnet 214

The next wave of innovation, disruption, and impact is driven by startups building with frontier tech and agility.

This session showcases the winning startups from GFTN's supported programmes globally, and is open for all guests to experience the Founders Stage, a premium stage at Singapore FinTech Festival.

The Luxembourg House of Financial Technology (LHoFT)’s Catapult: Inclusion SE Asia will showcase 10 startups driving financial inclusion and social impact in Southeast Asia.

ASEAN Financial Health Challenge, an initiative by GFTN and Bangko Sentral ng Pilipinas (BSP), with UNSGSA as a Thematic Thought Partner, will showcase 3 winning solutions moving the needle in insurance, emergency savings, and credit, supported by Financial Health Champions, Maya, Tala, and Pru Life UK.

Lastly, BharatNetra Startup Accelerator will showcase 7 startups in fintech and insurtech, which have being scaling both domestically and beyond, after an intensive programme backed by the Government of Odisha.