From Digital to Intelligent: Who Will Build the Next Financial System?

Asia’s financial system is entering its next transformation. As AI, real-time payments and embedded finance reshape how money moves and financial services are delivered, the boundaries between banks, technology companies and platforms are rapidly dissolving. Yang Peng, CEO of Ant International, and Surendra Rosha, Co-CEO, APAC, HSBC, explore who will build, and control, the next generation of financial infrastructure. The conversation examines how technology and traditional finance will converge, where new sources of competitive advantage will emerge, and whether Asia will pioneer a fundamentally new model for intelligent, interconnected finance.