Tokenization has moved beyond pilots into repo, money market funds and bond issuance, yet activity remains small and spread across siloed, permissioned platforms. Atomic settlement, programmable collateral and round-the-clock trading are stripping cost and reconciliation from the asset life cycle. The same features also remove the timing gaps and intermediaries that traditionally absorb liquidity and operational shocks. When settlement leaves no time to react, where does resilience come from? This session examines which gains depend on a shared ledger, what legal certainty and safe settlement must deliver before markets scale, and how safeguards work when markets never close.

AI is changing software testing, but can financial institutions trust what it generates? Using a live demonstration of AI-assisted test generation, human review and automated execution, this session explores how to accelerate banking QA while managing errors, coverage gaps and accountability. Attendees will learn practical controls for adopting AI in critical financial systems.

While most payments conversations focus on consumer rails, the real bottleneck may be commercial: B2B and merchant payments across Asia, the Middle East and Africa remain fragmented and cash-heavy. This panel unpacks what it takes to build commercial payment corridors that actually work and where the friction still lies.