How is AI changing the work behind credit decisions? Drawing on cases from Southeast Asia and Latin America, this session explores AI execution and AI-assisted oversight across feature engineering, modelling and credit strategy. Attendees will see a practical workflow, its evaluation results, and where human judgement remains essential.

While most payments conversations focus on consumer rails, the real bottleneck may be commercial: B2B and merchant payments across Asia, the Middle East and Africa remain fragmented and cash-heavy. This panel unpacks what it takes to build commercial payment corridors that actually work and where the friction still lies.

Fraudsters didn't wait for a governance framework. Autonomous agents are already probing payment rails, spinning up synthetic identities and running social-engineering scripts at machine speed, while many institutions still triage alerts in batches. With instant payments and agentic commerce scaling fast, the window between attack and response is now measured in milliseconds. The panel looks at where real-time controls are keeping pace and where they are structurally behind. It also covers how to tell a legitimate customer's agent from a malicious one, and what defending with agents looks like when regulators still expect a human in the loop.