From Cash to Capital: Unlocking SME Inclusion and Growth Through Innovation

Payments and financial innovation is transforming small business growth, but the real challenge lies in turning breakthrough technologies into measurable solutions for SMEs facing high cross-border fees, delayed payment cycles, inadequate risk protection, and limited access to formal banking.

This session brings together leaders from payment innovators, insurers, traditional banks, and technology platforms to explore what works, what doesn't, and why. Panelists will discuss how to deploy stablecoins, embedded finance, and digital protection solutions through interoperable payment infrastructure to deliver tangible cost savings, instant settlements, and greater resilience for SMEs while creating sustainable business models that can scale across emerging markets.

Speakers

Amit Malhotra

Amit Malhotra

Global Head of Retail Banking, Abu Dhabi Islamic Bank (ADIB)

Helena Forest

Helena Forest

EVP, Real Time Payments Product & Commercial, Mastercard

Moderator

Aparna Jhajharia

Aparna Jhajharia

Head - Programme Delivery, Global Finance & Technology Network

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