Microsoft and its partner ecosystem help banks streamline core systems, reduce cost and risk, delight customers and employees to achieve differentiation to spur sustainable growth. Our focus on providing services that facilitate a trusted cloud with pervasive intelligence allows banks to reimagine how they operate and deliver services. Microsoft and its partners are helping banks reinvent payments, combat financial crime, manage risk, empower employees, and deliver a differentiated customer experience. To learn more, we invite you to visit www.microsoft.com/banking.