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EXHIBITORS 2020

2020 LIST OF EXHIBITORS

Credit Bureau (Cambodia) Co. Ltd.

Location: Cambodia

CREDIT INDUSTRIEL ET COMMERCIAL

Location: France

Creditfix

Location: Pakistan

….money is essentially free for those who have money and creditworthiness, it is essentially unavailable to those who don’t have money and creditworthiness, which contributes to the rising wealth, opportunity, and political gaps. - Ray Dalio Co-Chairman Bridgewater Capital

Over 50 million Pakistanis don't have access to fair credit because:

  • Banks are unable to assess credit risk for self employed Pakistanis and those working in informal sector
  • Microfinance Banks charged a predatory price of 39% and have limitations of $2,000 on ticket size
  • Informal Lenders charge any where from 50% to 1800% interest on annualized basis

CreditFix is an app based platform that extends (Sharia Certified) business loans of up to $25,000 at fair terms to unserved & underserved Pakistanis

CredoLab

Location: Singapore

CredoLab develops credit scores based on mobile and web-behavioural data to help lenders make better credit decisions. We strive to make loans accessible to everyone and improve the lives of people who are otherwise left out by traditional banking processes. Our mission is to increase financial inclusivity globally, by transforming the credit decisioning process through our state-of-the-art, data-driven, and cost-effective solution which creates a path for creditworthy individuals to access mainstream financial services. Established in Singapore in 2016, we have partnered with more than 70 lenders to power almost USD 2 Billion in loans issued across 20+ countries.

Crypto.com

Location: Singapore

Crypto.com was founded in 2016 on a simple belief: it's a basic human right for everyone to control their money, data and identity. Crypto.com serves over 5 million customers today, providing them with a powerful alternative to traditional financial services through the Crypto.com App, the Crypto.com Visa Card, the Crypto.com Exchange and Crypto.com DeFi Wallet. Crypto.com is built on a solid foundation of security, privacy and compliance and is the first cryptocurrency company in the world to have ISO/IEC 27701:2019, CCSS Level 3, ISO27001:2013 and PCI:DSS 3.2.1, Level 1 compliance, and independently assessed at Tier 4, the highest level for both NIST Cybersecurity and Privacy Frameworks. Crypto.com is headquartered in Hong Kong with a 600+ strong team. Find out more by visiting https://crypto.com

CYBAVO

Location: Taiwan

CYBAVO is a leading cybersecurity company based in Singapore that offers institutional-level private key custody and management solutions for enterprises and financial institutions.  

 

The company was founded in 2018 by a team of experts from cybersecurity, blockchain, and financial industries. 

 

CYBAVO's technology offers secure and user-friendly digital asset custody for enterprises. Our solutions have been insured by a global AA insurance company and currently protect the digital assets of dozens of virtual assets service providers globally, including top crypto exchanges in Asia.

Cynopsis Solutions

Location: Singapore

Founded in 2014 and headquartered in Singapore, Cynopsis Solutions offers RegTech solutions designed to digitise and automate Compliance and regulatory processes, in particular know-your-customer, anti-money laundering, and counter-terrorism financing. Cynopsis Solutions’ accolades include MAS FinTech Awards (2018), RegTech100 (2018, 2019) and Financial Times Top 50 High Growth Companies in Asia-Pacific. Our end-to-end KYC/AML solutions are designed according to the global FATF recommendations, applicable to more than 180 jurisdictions and is already helping more than a thousand B2B customers in the Banking, Financial Services, FinTech and Cryptocurrency, Professional Services and Gaming sectors globally.

Daon

Location: Ireland

Daon software products enable people to digitally onboard and then authenticate themselves in a convenient and flexible manner, using human factors that are uniquely you (e.g. fingerprint, face, voice) to establish ‘in person’ or ‘online’ trust. We have pioneered methods for securely and conveniently combining biometric and identity capabilities in multiple channels, with large-scale deployments that span government, payments verification, telecommunications, digital banking and insurance.

 

Daon’s IdentityX® Platform is used for Digital Onboarding as part of the NZ Government’s RealMe Now solution. The platform is also used for mobile biometric authentication by leading global brands including Visa, USAA Bank and MasterCard; it removes friction from the authentication process while dramatically reducing fraud to previously unattainable levels. IdentityX® allows businesses to conduct transactions with any consumer at any time with total confidence. Daon enables organisations to improve their Net Promoter Score by helping them deprecate passwords.

 

DataStreams

Location: Korea, Republic of

After the establishment in 2001, Datastreams became data-specialized company by providing various data services with 11 kinds of data collection/analysis/management solutions and 2 types of data platforms. Datastreams commercializes various data management technologies that manages data life-cycle from data collection until data extinction, and utilizes them for data analysis and AI projects to deliver solutions as well as related services. Datastreams HQ is located in Seoul, Republic of Korea, and actively engaged in global businesses centered on local subsidiaries in Hanoi, Vietnam, Beijing, China and Los Angeles.

DATHENA

Location: France

DBS

Location: Singapore

DBS is a leading financial services group in Asia with a presence in 18 markets. Headquartered and
listed in Singapore, DBS provides a full range of services in consumer, SME and corporate banking. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.
Recognised for its global leadership, DBS has been named “World’s Best Bank” by Euromoney, “Global Bank of the Year” by The Banker and “Best Bank in the World” by Global Finance. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 12 consecutive years from 2009 to 2020.

DECTA

Location: Latvia

DECTA is a global payment card processing company, a provider of integrated services for Visa/Mastercard payment card issuing and acquiring.
We work closely with more than 2000 customers across 27 countries and focusing on servicing S&M Banks, financial institutions, technology providers, PSPs and merchants in Europe and APAC to quickly launch their card business by offering pre-integrated solutions for Visa/Mastercard payment card processing.

DeepSearch

Location: Korea, Republic of

DeepSearch is an AI-based business data analysis platform that provides users with the freedom to deal with vast amounts of financial data. Users can delve into various desired datasets and topics they want to analyze and build their hypotheses with their ideas and test them without the need to perform complex calculations directly.

DESCARTES UNDERWRITING

Location: France

Detomena

Location: Israel

DigiAlly

Location: Singapore

DigiAlly, Singapore based SFA certified fintech, operates across SG, ASEAN, HK, India and Australia. At it's core, DigiAlly fosters true spirit of partnerships in the digital world, by solving a critical challenge of 'Digital Trust' between participants of Digital Economy – namely Individuals, Enterprises, Digital Services and IoT. DigiAlly offers comprehensive suite of Digital Identity, Data Privacy and Digital Vault solutions under single umbrella. With DigiAlly as a fabric of finance, enterprises can innovate new business models and they can achieve accelerated growth by building modular, scalable digital organizations. Enterprises can drastically (10 X) reduce costs of digital transformation while managing cyber risks in business. Our unique platform is a B2B plug and play solution, that can help enterprises re-imagine user journeys or can be seamlessly embedded in existing digital workflows.

DigiShares

Location: Denmark

Digital Treasures Center Pte. Ltd.

Location: Singapore

Digital Treasures Center Pte. Ltd. (“DTC”) provides merchants with seamless payment solutions, empowering them to bring their business anywhere in the world – faster, simpler and more secure. At DTC, our vision is to connect merchants to the broader financial system with fast, secure and cost-efficient payment solutions. We strive to put the global economy within everyone’s reach, giving merchants an opportunity to expand their business internationally without the limitation of technology or otherwise. With our advanced onboarding, anti-money laundering/ counter financing terrorism and transaction monitoring technology, our merchants can trade with a peace of mind. DTC is headquartered in Singapore and has been granted exemption from holding a payment services license for a specified period under the Payment Services (Exemption for Specified Period) Regulations 2019.

Ding

Location: Ireland

Ding was founded to change billions of lives by accelerating mobile access. As the number one international mobile top-up platform in the world, Ding has been keeping people connected since 2006, when it launched this first-of-a-kind service. Today, Ding’s users have successfully sent almost 400 million top-ups globally, via the app, online at Ding.com, and in-store at over 600,000+ retail outlets worldwide.

The number of prepaid mobile phones is growing and now accounts for 76% of the world’s five billion phones, with one quarter offline and in need of top-up at any one time – highlighting the need for Ding’s frictionless and instant mobile top-up. In fact, Ding delivers a top-up every second, via 500+ operators, across 140+ countries – helping families and friends around the world to stay connected.

Ding is headquartered in Dublin, Ireland, and has regional offices in London, Barcelona, Bucharest, Dhaka, Dubai, New Jersey, Miami, Paris, and San Salvador. Ding’s culturally diverse team of more than 200 people reflects our commitment to delivering cutting-edge, potentially life-changing technology to developed and emerging markets alike.

DOCOsoft

Location: Ireland

DOCOsoft is a leading software and services provider to Lloyd’s of London and the broader London insurance market. DOCOsoft specialises in designing and delivering bespoke, innovative insurance and claims management technology systems. We now work with the world’s leading insurers to ensure that their loss adjusters are equipped with the tools to make sense of a complex claims environment.

DOCOsoft has a first-rate customer base, comprising some of the most highly respected companies in the commercial insurance sector, which rely on DOCOsoft’s award winning core platform to run and optimise their operations. DOCOsoft’s clients make up a third of insurance Managing Agents operating at Lloyd’s, representing gross written premiums amounting to almost £40 billion.


DocuSign

Location: Australia

DocuSign helps organisations connect and automate how they prepare, sign, act on, and manage agreements. As part of the DocuSign Agreement Cloud, DocuSign offers eSignature: the world's #1 way to sign electronically on practically any device, from almost anywhere, at any time. Today, more than 560,000 customers and hundreds of millions of users in over 180 countries use DocuSign to accelerate the process of doing business and to simplify people's lives.

For more information, visit http://www.docusign.com.au/ or call 1800 255 982.

DoLand

Location: Denmark

DORSUM CO. LTD.

Location: Hungary

Since its foundation in 1996 Dorsum has become a leading innovative investment software & solutions provider in the Central and Eastern European region. Dorsum’s mission is to be the premiere, stable partner of financial institutions in the transformation of their digital investment services to increase their client base and generate higher returns. Over the last 20 years the company has grown from a group of few employees into an organization with staff of almost 250 who works in 5 offices in 3 countries. Dorsum’s prowess in innovation is unquestionable as it is the only European Fintech company in the WealthTech sector that was able to win the Best of Show award 3 times in the last 4 years at the biggest European Fintech Show, Fintech Europe.

Dubai Financial Services Authority (DFSA)

Location: United Arab Emirates

The Dubai Financial Services Authority (DFSA) is the independent regulator of financial services conducted in and from the Dubai International Financial Centre (DIFC), a purpose built financial free zone in Dubai. The DFSA's regulatory mandate covers asset management, banking and credit services, securities, collective investment funds, custody and trust services, commodities futures trading, Islamic finance, insurance, crowdfunding platforms, an international equities exchange and an international commodities derivatives exchange. In addition to regulating financial and ancillary services, the DFSA is responsible for administering Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) legislation that applies in the DIFC. Please refer to the DFSA's website for more information.

Dubai International Financial Centre

Location: United Arab Emirates

Dubai International Financial Centre (DIFC) is one of the world’s most advanced financial centres, and the leading financial hub for the Middle East, Africa and South Asia (MEASA), which comprises 72 countries with an approximate population of 3 billion and a nominal GDP of USD 7.7 trillion.
With a 16-year track record of facilitating trade and investment flows across the MEASA region, the Centre connects these fast-growing markets with the economies of Asia, Europe and the Americas through Dubai.

E-Money Payment Solutions Public

Location: Cambodia

eMoney stands for E-MONEY PAYMENT SOLUTIONS PLC., is one of the leading mobile finance service providers. We are providing services: Transfer money, Bill Payments, Phone Topup…etc.Customer can use service by eMoney application or through network of over 8,000 agents nationwide.

Earthbanc AB

Location: Sweden

EastNets Europe (SA)

Location: Luxembourg

EastNets® is a leading global provider of compliance and payment solutions for the financial services sector. Over the past 35 years, EastNets has established its distinctive expertise developing and implementing standardized and individual solutions for the fight against financial crimes, as well as those for risk management, monitoring, analysis, reporting, and state-of-the-art consultancy and customer support.

eBaoTech

Location: Singapore

eBaoTech is a digital solution provider to the global insurance industry with a company mission to “make insurance easy”. We have business in more than 30 countries, serving over 200 carriers and numerous agents, brokers, InsurTech startups and others in the insurance ecosystem.  eBaoTech offers two groups of solutions: eBao Cloud as an insurance middleware platform, and eBao Software for traditional insurance carriers’ core systems. For more information, please www.ebaotech.com.

EBILAB

Location: Japan

EBILAB has developed TOUCH POINT BI, a system to help restaurants predict the number of customers they will have in the future with more than 95 percent accuracy. Ebiya, a long-established restaurant in Ise, Mie Prefecture, Ebiya, served as a model that the use of the system could more than triple its productivity, grow profits fivefold and reduce food waste by more than 70 percent. TOUCH POINT BI is suitable for service industries such as restaurants, retail shops, and hotels. However, it can be customized to other operations like medical institutions. TOUCH POINT BI is very useful to make an effective marketing strategy for any business.

Elliptic Singapore Private Limited

Location: Singapore

Elliptic is the global leader in cryptoasset risk management solutions for crypto businesses and financial institutions worldwide with offices in London, New York, Singapore, and Tokyo.

 Its founders first became involved with cryptoassets in 2011, when they recognized the technology’s potential to open up financial services to unprecedented innovation and competition.

 With that in mind, they launched the world’s first compliance tools based on blockchain analytics in 2015.

 As the technology matures, new blockchains emerge and regulations evolve - our mission has remained the same: To protect our customers from financial crime in cryptoassets.

 Backed by investors Wells Fargo Strategic Capital, SBI Group, and Santander Innoventures, Elliptic has assessed risk and uncovered activities related to money laundering, terrorist fundraising, fraud, and other financial crimes.

Embassy of Hungary

Location: Singapore

We assist Hungarian companies establish business partnerships in Singapore and encourage Singaporean investors to discover Hungary’s excellent business environment. In recent years, the Fintech scene in Hungary has been growing rapidly and many innovative companies have entered the financial services market coming from a wide variety of financial fields: payment services, banking, capital markets and wealth management.

We are proud to introduce leading Hungarian Fintech companies with the most sought after solutions providers and platforms. Cellum, Dorsum, Festipay. Check out their profiles by clicking on to the microsite!

Enterprise Ireland

Location: Ireland

Enterprise Ireland is the government organisation responsible for the development and growth of Irish enterprises in world markets. We work in partnership with Irish enterprises to help them start, grow, innovate and win export sales in global markets. In this way, we support sustainable economic growth, regional development and secure employment.

ESG Matters Limited

Location: Taiwan

ESG Matters is a green fintech company providing one-stop ESG business process outsourcing (ESG BPO) services.

From sustainability-linked loans, impact funds, to green bonds and ETFs, ESG Matters is able to provide professional, science- and tech-based services to meet our clients’ needs.

Through our local partners in Singapore, we trust we could continue to provide high quality services and support our clients to achieve the relevant sustainable development goals (SDGs) and building resilience to climate change.

Ethikom Consultancy Pte Ltd

Location: Singapore

Ethikom is a compliance-focused consultancy based in Singapore, and Asian focused.  We have worked with hundreds of global FinTech firms in regulatory compliance matters, including sandbox applications, licence applications, designing compliance frameworks, conducting independent audits and providing ongoing compliance support.  We work with RegTech solution providers to provide smart compliance solutions for you. 

Euronet Pakistan

Location: Pakistan

Euronet Pakistan, with an excellent track record of second to none services, is a significant player in the Payments environment of Pakistan. We are fully aligned with GoP & SBP initiatives in the country for a Digital Economy and Fintech Growth. Euronet Pakistan is currently a transaction processing hub and gateway and managed services provider for 8 Pakistani banks and Institutions including Habib Bank, MCB, Faysal Bank, Al Baraka Bank, National Bank, JS Bank, SME Bank and Wemsol). Euronet Pakistan leads the POS Acquiring segment niche in the country as it manages the largest 3 POS acquirers (HBL, MCB & Wemsol) and hence is driving nearly 74% of POS transaction volume in the market.

Everest Gold

Location: Singapore

Everest Gold is the first-of-its-kind digital gold trading platform in Asia, backed by 100% real
gold. Regulated by the Ministry of Law of Singapore (Precious Stones and Precious Metals
Act 2019), Everest Gold aims to make gold trading and investment affordable and
accessible to everyone via an ultra-low investment threshold of 0.01grams, from USD 0.60.
At Everest Gold, everyone is able to own the absolute pricing of gold with complete
freedom to trade 24/7 with zero transaction fee.
We reshape the way gold is traded on a secure trading platform—providing our users with
the flexibility to buy and sell gold with just a few clicks, and the opportunity to maximise
their profits with low capital investments.

F10

Location: Singapore

F10 is where innovation meets industry, helping today's talent create tomorrow's technology. It is an ecosystem of startups, corporates, industry experts, and investors, with local hubs in Switzerland, Singapore and Spain. Its mission is to stimulate worldwide collaboration to further innovation across industries.

FactR

Location: Canada

FactR, a multi-industry payment solutions platform. Built on Smart Contracts for accuracy & security.The FactR platform facilitates instant capital transaction settlement, while instilling trust through the smart contracts and integrated capital. 

The FactR Smart Contract platform provides a simple & easy way to manage multi-currency transactions, facilitate business capital finance, coupled with instant & transparent payment solutions. The proven platform provides Enterprise level integrations, Blockchain enabled trust, Digital Identity management, cross-border settlement, immutability, security, scale, & white-labelled purpose-fit solutions.

FactSet

Location: Singapore

FactSet® (NYSE:FDS | NASDAQ:FDS) delivers superior content, analytics, and flexible technology to help more than 133,000 users see and seize opportunity sooner. We give investment professionals the edge to outperform with informed insights, workflow solutions across the portfolio lifecycle, and industry-leading support from dedicated specialists. We're proud to have been recognized with multiple awards for our analytical and data-driven solutions and repeatedly scored 100 by the Human Rights Campaign® Corporate Equality Index for our LGBTQ+ inclusive policies and practices. Subscribe to our thought leadership blog to get fresh insight delivered daily at insight.factset.com. Learn more at www.factset.com and follow us on Twitter: www.twitter.com/factset.

Feedzai

Location: Singapore

Feedzai is the market leader in fighting financial crime with AI. We’re coding the future of commerce with today’s most advanced risk management platform powered by big data and machine learning. Founded and developed by data scientists and aerospace engineers, Feedzai has one mission: to make banking and commerce safe. With more than 500
employees, Feedzai is considered best in class by Aite and one of the most successful AI companies by Forbes. The world’s largest banks, processors, and retailers use Feedzai’s fraud prevention and anti-money laundering products to safeguard trillions of dollars and manage risk while improving customer experience.

Fenergo

Location: Ireland

Fenergo is the industry No.1 provider of Client Lifecycle Management (CLM) software solutions for financial institutions spanning capital markets and investment banking, commercial, business and retail banking, private banking and wealth management, and asset management. Fenergo CLM is an end-to-end platform that transforms how sell-side banks and buy-side firms manage clients – from initial onboarding to KYC/AML compliance, to client data management and ongoing lifecycle KYC reviews and refreshes. Fenergo CLM enables financial institutions to deliver a faster, more efficient and compliant client experience and achieve a single client view across channels, products, business lines and jurisdictions.

 

Its rules-driven solution ensures compliance with multiple regulatory frameworks and supports the collection, centralization and sharing of client and counterparty data and documentation across the institution. By expediting compliance and improving operational efficiencies, Fenergo’s CLM solutions can help financial institutions to onboard clients faster (by up to 82%) and deliver a radically richer and better client experience.

Festipay Zrt.

Location: Hungary

Festipay is one of Europe’s largest integrated event management solutions providers. Its innovations in venue access and cashless payments have been in use by some of the largest live events across 11 countries in Europe and Asia including Hungary, Romania, Belgium, Croatia, France, Italy, Georgia as well as Singapore and Indonesia. Festipay’s services cover ticketing, access control, cashless payments, accreditation and credential management, staff management, merchant solutions, smartphone applications and mobile payments. The company is also providing integrated solutions to manage crowds and increase on-site spending via brand promotion and brand activation. Festipay’s systems currently process over 10 million secure payment transaction per year, while combining venue access and cashless payment functions in order to maximize convenience and service security for festivalgoers as well as organizers and venue operators.

FICO

Location: Singapore

FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956 and based in Silicon Valley, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 195 US and foreign patents on technologies that increase profitability, customer satisfaction, and growth for businesses in financial services, telecommunications, healthcare, retail, and many other industries. Using FICO solutions, businesses in more than 100 countries do everything from protecting 2.6 billion payment cards from fraud, to helping people get credit, to ensuring that millions of airplanes and rental cars are in the right place at the right time.

Fidor Solutions

Location: United Arab Emirates

Fidor Solutions is a fast-growing leader in open, digital banking. We combine unparalleled expertise in advisory and cutting-edge technology to deliver highly customer-centric digital banking propositions across the globe.

Fidor Solutions’ unique approach ‘The Fidor Way’ helps financial organisations engage and build genuine relationships, understand data with the use of AI and machine learning and earn customer loyalty while remaining relevant throughout the customer journey.

Fidor Solutions specialises in solving major banking customer challenges through innovation, including onboarding, engagement, customer experience, digitalisation, financial inclusion and the creation of new business models such as marketplaces and platforms.

Fin2B Inc.

Location: Korea, Republic of

Fin2B provides SaaS based fully digitized solutions to financial institutions to dramatically reduce cost of implementation and quickly launch services. Fin2B achieves this by partnership with buyers, a key to digitization of process and platform-based implementation to maximize scalability. Fin2B’s expansion to Southeast Asia is further supported by recent acceleration of Korean multinational companies investing in Southeast Asia. Fin2B launched reverse factoring service in Vietnam with Miraeasset in 2019 and Wooribank solution in August 2020. Going forward, Fin2B is developing value added services on top of its financing platforms including credit data service, credit certification service, tax invoice solutions and online seller tools. Each of these services by themselves represent sizable market but we believe these services have synergy and will strengthen the service as a whole.

FINASTRA

Location: United Kingdom

Finastra is building an open platform that accelerates collaboration and innovation in financial services, creating better experiences for people, businesses and communities. Supported by the broadest and deepest portfolio of financial services software, Finastra delivers this vitally important technology to financial institutions of all sizes across the globe, including 90 of the world’s top100 banks. Our open architecture approach brings together a number of partners and innovators. Together we are leading the way in which applications are written, deployed and consumed in financial services to evolve with the changing needs of customers. Learn more at finastra.com.

FinChat Technology Pte Ltd

Location: Singapore

Today popular social messaging platforms are not compliant with financial data-retention regulations as users can selectively delete their chat history at will. 

We make these popular messaging platforms data-retention & GPDR compliant and productive for enterprises who love to freely use these apps to engage clients in lieu of traditional compliant channels such as emails, voice telephony, SMS, snailmail , bespoke bank app  etc . 

Actionable insights can be extracted from captured chats like never before, for use in non-compliance alerts, improving service quality, business intelligence, chatbots, remote KYC, client onboarding, client profiling, trade reconstruction, dispute resolution, business continuity etc. 

We are grateful for the many exciting partnerships in digital transformation with various visionary banks, insurers, asset managers, wealth advisors , family offices,  law firms, traders/brokers/dealers and many more looking to transcend the status quo in client engagement.

FinConecta

Location: United States

FinConecta is a global technology company, established in December 2016, that brings together digital solutions and businesses in the financial world and beyond. Its platform, 4wrd, accelerates digital transformation and open banking, facilitating different use cases and new business opportunities.
FinConecta’s ready to use Open Banking Platform (4wrd) enables FIs to progress in their digital transformation journey, each step of the way: from experimenting and testing, to accelerating innovation, to a fully deployed marketplace of vetted solutions.
4wrd seamlessly integrates with any IT stack from financial and non-financial institutions, enabling access to third party solutions’ providers around the world, and enabling API monetization.
FinConecta connects what you need when you need it, ramping up institution’s functionality, customer experience, and time to market.

Fineos

Location: Ireland

FINEOS Corporation Limited (ASX: FCL) is a market leader in core systems for life, accident and health insurance carriers globally with 6 of the 10 ten group life and health carriers in the US as well as 6 of the top 10 life and health carriers in Australia.  With employees and offices throughout the world, FINEOS continues to scale rapidly, working with innovative progressive carriers in North America, Europe, and Asia Pacific.