IBM has both the platforms and people to help clients realize their fullest potential. As the pace of change accelerates across the financial ecosystem, transforming customer relationships and redefining trust, only IBM has the deep industry expertise and unmatched cognitive capabilities to co-create with clients on innovative solutions which are also grounded in leading-edge security technology and thinking. IBM has the world’s largest corporate research organization with more than 3,000 researchers in 12 labs located across six continents resulting in 24 consecutive years of patent leadership. From blockchain to AI, machine learning to RegTech, we have the power to help. Give us your hardest problems. For more information, visit www.ibm.com.