DK is the America’s CEO of Singapore based Percipient Partners Pte Ltd and also a partner with US-based Pruvista Capital, a company that focuses on Specialized Financing. DK has over 27 years of experience in managing and implementing a variety of Consumer Banking Technology Platforms and Operations Capabilities across the world. Most recently he was the CIO International, for the Citigroup’s Global Consumer Business from January 2010 till Feb 2016 and subsequently led the initiative to digitize, transform and modernize Citi Banamex’s technology platform and channels. DK has earned his Masters in Business Administration from Indian Institute of Management, Calcutta and has a bachelors degree in Electrical Engineering from Indian Institute of Technology, Delhi. DK is also on the board and advisory panels of a select set of Fintech startups in the areas of Big Data and Digital Disruption. DK is based in Jacksonville, Florida.