Above and Beyond is a global FinTech company. Its goal is to build an interconnected financial network, integrating all kinds of financial players as financial institutions, FinTechs and MMP, on an open platform called 4wrd (forward). The integration solution seamlessly connects financial institutions with a marketplace of proven and validated FinTech solutions from around the world. Once connected, with a single integration effort. banks have access to multiple solutions and to a sandbox environment for testing. If successful, the solutions can be implemented in a short timeframe. 4wrd is designed to provide secure, scalable, and product-ready integration to financial technology solutions.